Payer Price Cap Squeeze
PM-JAY mandates cap procedure rates well below private market realisations - cataract surgery at ₹14,000 against ₹25,000–₹40,000 privately, CABG at ₹1,30,000 against ₹4,00,000+. Only 10–15% of patients are eligible for cashless options, compressing standalone clinic margins by 15–25%.
Source: PM-JAY package rates; UIIC/NHM How we solve this